Unaffordable real estate in Europe

Crude comparisons don't always work out well. Somebody with an average income in a wealthy country may face difficulties affording a decent house in the city where he lives, yet be able to live lavishly in another country with much lower average wages.

This does not imply that locals in that other country won't face difficulties to afford renting or purchasing a house or an appartment in the city where they grew up in. They may be outcompeted by a massive influx of 'wealthy foreigners'. This is only one of several possible factors gearing the distorsion of a real estate market. Following two videos depict the real estate markets and the main factors driving the price escalation across several countries.

We first depict national real estate markets in several EU member states. Next we zoom in on some cities where the local real estate market got out of control, driving out the very population which used to thrive there.

Price out of control !



Spoiler alert: if you like to watch the video unbiased: don't look at the paragraph below where the list of countries is unveiled.

Housing nightmare

 

Spoiler alert: if you like to watch the video unbiased: don't look at the final paragraph where the list of cities is unveiled. 

The housing crisis in the EU: Out of control. 

Below countries are listed according to rate of the price increase for a median house between 2015 and 2024. As usual the video goes back to front. The country with the fastest price increase is listed first (but mentioned last).
  1. Hungary 
  2. Lithuania 
  3. Czech Republic 
  4. Portugal 
  5. Estonia 
  6. Latvia 
  7. Slovenia 
  8. Netherlands 
  9. Croatia 
  10. Poland
Though the UK is mentioned at the end, the ranking only includes EU member states. Note that the Czech republic, Hungary and Poland do not use the Euro. The price escalation of real estate may be influenced by currency fluctuations.

Housing nightmare: top 10 cities where locals can no longer afford to live

Cities below are ordered according to the presentation in the second video. Prices per square meter in Euro are added, and in most cases the median gross wages are also mentioned as well as the number of years it would have required to accumulate the current wage to earn the current value of a 70 m² appartment. Note that Italy and France are EU countries not listed as having an excessively expensive real-estate market, but the price level in both Milano and Paris is far exceeding the national average.
  1. Milano
  2. Prague
  3. Belgrade
  4. Amsterdam
  5. Athens
  6. Split
  7. Lisbon
  8. London
  9. Tirana
  10. Paris
Croatia ranks 9 in the real estate price to income ratio among EU countries. Yet, the capital Zagreb is more affordable than the coastal city Split.

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